Helping credit unions serve the needs of their members

Make informed decisions to help meet the emerging needs of your membership. Data analytics can help you identify hidden opportunities, accelerate member engagement, prioritize offers, influence digital adoption and identify at-risk members. No matter the size of your credit union or market, we have the expertise to help you leverage the strength of your brand and create scalable solutions that put your members and their financial well-being first.

Enhance acquisition and your members' journey

Develop custom segments that leverage your brand equity and align with your strategic goals and objectives. Create rich personas to improve customer experience and increase engagement. Bolster acquisition efforts by locating prospective members and identifying new markets most likely to respond to your value proposition.

Engage your members and improve their financial wellness

Model your members’ value to prioritize resources and customize services, such as financial literacy programs, to meet their individual needs. Predict the next best offer to find new revenue streams and proactively identify and engage at-risk members.


Optimize your network and channel strategy

Identify the drivers that influence the adoption of web and mobile banking while optimizing your distribution strategy. Gain deeper insights into the market potential to identify areas of opportunity and underserved markets. Analyze mobility data to understand visitor patterns at your branches and those of your competitors.

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    “[Environics Analytics] goes above and beyond to make sure the end products they deliver meet your needs and you fully understand how to implement them. This is a big help because when it comes to data analytics, not everyone is an expert and having people to lean on for assistance is key.”

    Amy Doerksen, Marketing & Communications Director | Westoba Credit Union See the Case Study
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    “Always just a phone call away, the Environics Analytics team equipped us with the tools, training and collaborative support that resulted in significant insight into our business and an ability to translate that insight into winning campaigns.”

    Stephanie West, Marketing Generalist | Steinbach Credit Union
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    “In a saturated market, it’s more important than ever to engage the right members, at the right time, with the right message to earn their loyalty and more of their business. Thanks to our work with Environics Analytics, we now have the data and analytics to better understand our members when we make decisions.”

    Adam Thome, Insights Manager | Affinity Credit Union

Financial Services Expertise

Our consultants have the strategic expertise and sector experience to help address your key business challenges. Many of our clients work with us as a seamless extension of their team and think of us as their competitive advantage.

 

Meet Sean Moloney

Senior Vice President and Practice Leader

As Senior Vice President & Practice Leader, Sean Moloney leads our business development and sales practice in the United States. With over twenty-five years of experience in the marketing analytics industry, Sean helps organizations turn data and analytics into insight, which becomes the foundation for an effective strategy. In his role, Sean leverages his extensive knowledge of geodemographics, segmentation, and advanced analytics to help clients combine different data types with business analytics tools and techniques to deliver results. Before joining Environics Analytics, Sean held analytics, sales executive and national account manager roles at Pitney Bowes Software, MapInfo and Compusearch. Sean earned a Bachelor of Applied Arts in Applied Geography degree from Ryerson University.

Sean Moloney Headshot

Want to know more about our Products and Services?

Get in touch. We're ready to help.

 

We Know Data

Enhance your store data with our privacy compliant, authoritative databases. Choose from over 30 databases including financial, demographic, segmentation and behavioral data. Here are a few of our popular databases that support the needs of the financial services industry.

 

Financial CLOUT®

Claritas Financial CLOUT® contains current-year and five-year projections of market penetration and dollar balances for more than 100 financial products including checking accounts, investments, credit cards, lines of credit and savings products.

See database

P$YCLE® Premier

By segmenting U.S. households into 60 unique lifestyle types, P$YCLE® Premier incorporates data from demographics, consumer behavior and geographic data to help you better analyze and understand your membership and markets.

See database

Demographics - Pop-Facts® Advanced

Track neighborhood growth patterns and forecast trends with demographic data covering gender, age, education, housing, cultural diversity, occupation, income levels and marital status. Data available across a wide range of census and geographic areas.

See database

Mobile Analytics

Enhance what you know about visitors to your credit union branches with mobile analytics. Mobile data can be instrumental in site selection by identifying areas of higher potential value based on visitor patterns.

See database

 

 

Frequently Asked Questions

  • We have products and solutions to meet a broad range of client needs. We currently work with over 3,000 clients including large multinationals and small local businesses. Since our solutions are actionable at the small area level, we can size your unique market so that the analysis is customized and relevant to your services. Once we understand your needs and budget, we will recommend an appropriate solution that works for you.
  • We pride ourselves on our ability to collaborative with your internal teams and external partners. At Environics Analytics, you'll get access to a broad range of data scientists, mathematicians, statisticians, geographers, developers and business and marketing strategists. With hundreds of years of cumulative experience, we're skilled in uncovering insights using analytics tools such as custom segmentation, predictive modeling and location intelligence. We also offer more than 30 databases containing over 20,000 variables enabling you to augment your data with market data for enhanced analysis.

    If your organization is in the early stages of your analytics journey, we can provide training and support for your team and help you build a business case for bringing the tools and expertise needed for continuous analysis in-house. For many of our clients, our team does the work their internal teams don’t have the capacity or experience to complete. You'll find our approach extremely collaborative and flexible so we can provide you with solutions that scale easily to your needs and budget.

  • Most credit unions have clean and accessible datasets on their membership. However, this data is often limited to your member's current financial relationship with your organization and some pertinent demographic data collected as part of a product application. Augmenting your data with market data can help create a more robust picture of who your members are and their needs. We offer a wealth of market data on financial preferences with your credit union and your competitors including: digital behavior, psychographics, ethnicity and other demographic data not typically collected. Since this data is available at the zip code level, it can also help inform acquisition strategies with people who are not yet your members and provide insight on how to better attract them to your brand. See databases

  • Absolutely. We are highly skilled at building analytical files that combine data from disparate sources. If you can provide us with a way to link member data across different tables, we can do the rest.

  • Congratulations on wanting to foster a data-driven culture. The analytics journey starts with finding the right executive sponsor to support the cultural shift, understanding the data needs across all departments and levels of the organization and then building an analytics roadmap. Our team is highly skilled at helping you connect key stakeholders and develop a strong business plan, including aligning your data and analytics strategy to your business goals, creating an implementation plan and developing success metrics. Get in touch to discuss how we can help you kick-start your analytics journey. Contact us

  • We take privacy, compliance, and data governance very seriously, and we are very proud of receiving favorable SSAE CSAE 3416 SOC1 Type II ,SOC2 Type II, and HIPAA/HITECT audit reports after rigorous, independent reviews of our internal security controls. The reports represent certification with programs such as CSAE 3416 (Canadian Standard on Assurance Engagements (CSAE) 3416), AICPA (American Institute of Certified Public Accountants) and HIPAA-HITECH.

    In addition, the source data used as inputs to our product development are 100 percent privacy compliant. Any personal information provided to us by clients is used solely for the purposes of their business and is safeguarded in client-specific, firewalled locations in secured data centers. We also ensure that our compliance policies for Canada and the U.S. are consistent with the E.U.'s General Data Protection Regulation (GDPR). See our databases

  • Mobile analytics can enhance what you know about who attends sporting events, festivals, charity races, gallery openings etc. It can be instrumental in determining if sponsorship initiatives are aligned with your target market. 

    MobileScapes is an anonymized, permission-based data service, which uses data collected from location-enabled devices that were observed within a geofenced area defined by latitude and longitude. Our mobility data is collected only if consent or permission is provided by the individual. See MobileScapes

  • We have experience working with our clients to develop testing and measurement plans to assess the success of your segmentation, modeling, campaigns.

Why Us

We’ve got the expertise to help. With decades of leadership and experience in the industry, we are the only analytics firm in Canada to offer our broad range of privacy compliant, consumer and business databases, proprietary software and team of industry professionals.

15 Years +
Corporate Growth
200+
Employees
2000 +
Clients
10 Offices
Across  North America
Over 40
Industry Partnerships
2019 Profit 500 logo
2018 logo Profit 500
2017 Profit 500 logo
2016 Profit 500 logo

Meeting the highest standards of data security

AICPA SOC Logo

 

Financial Services Industry Insights and Trends

Our industry experts publish timely analysis of government data releases, opinions on industry trends and insights on how organizations are embracing big data and analytics to help you stay informed.

 

 

For Whom the Rate Tolls

Implications of interest rate increase on discretionary spending.

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Customer Blind Spots

Hoe the data-rich financial sector can benefit from mobile analytics.

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The Best of &Then

Recapping the DMA's annual data-driven marketing conference.

Read the Blog

Webinar

Consumer Buying Power and Retail Market Power

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