ATM Locations
See where every ATM is, who owns it and how your network compares. The ATM Locations database covers 451,649 automated teller machine (ATM) locations, with their parent institutions, owners and other attributes. Mastercard® International’s member institutions provide the data, and each location is geocoded for mapping. The ATMs included in the database have been geographically coded to enable use in mapping applications. This database can be used for various applications, such as comparing your ATM network with competing networks or creating spatial models to help determine where to open or close ATM locations.
ATM Locations is available through the Location Lists tool in ENVISION and covers every ATM that accepts Mastercard. Member institutions must report to Mastercard every 90 days, starting when their ATM first accepts Mastercard transactions.
Understanding the ATM Locations Data
Mastercard checks each new ATM against existing records before adding it. The database includes only locations with recent reports, and Mastercard removes any ATM that has not reported in the past 13 months.
The database includes various fields to aid several types of analysis, including:
- Institution Preferred Name - This field is created and managed by Mastercard to present the most used name for the ATM location (e.g., Wells Fargo Bank). The Institution Preferred Name field can be used to get an overview of an institution’s ATMs available in any area. Mastercard recommends using this field for most applications.
- Legal Name - This field presents the legal name of the ATM according to Mastercard (e.g., Wells Fargo Bank N.A.).
- Sponsor Name - This field displays the name of the organization that sponsored the ATM into the Mastercard network. It can be a bank or an ATM network, such as Pulse Network.
- Owner Name - The “Owner Name” field identifies the owner of the ATM.
How it’s used
- Financial institutions use the database to compare their ATM network with competitor networks and understand ATM network ownership.
- To seek ATM partners in areas where banks have low penetration but want to provide customers with more access points.
- To decide where to add ATMs and where to close or consolidate existing ones.
Sample questions it can answer
- Where are my competitors’ ATM locations?
- How big are competing ATM networks?
- Do we have the most ATMs in a specific trade area?
- Is this a suitable location for a new ATM?
- Should we expand our ATM network to new areas or partner with existing local providers?
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